plate 139 · Technology · 2025 data

Brazilians now use Pix more often than all cards combined

Transactions per year in Brazil, billions: Pix instant payments against credit, debit and prepaid cards and boletos, 2019–2025.

79.6 bn

Pix transactions in Brazil in 2025, against 46.3 bn credit, debit and prepaid card payments together.

2023

Pix first passed all cards combined in 2023, three years after launch: 41.7 bn against 40.7 bn.

1.7×

In 2025 Pix handled 1.7 times as many transactions as all cards; boletos stayed flat at 5.6 bn.

the numbers & method
Brazilians now use Pix more often than all cards combined. Source: Banco Central do Brasil, retail payment statistics (Meios de Pagamentos Trimestrais, open data), 2025.
YearPix (bn)All cards (bn)Credit cards (bn)Debit cards (bn)Boletos (bn)
201920.89.610.94.4
20200.221.79.411.55.2
20219.428.612.513.55.7
202224.036.416.115.35.9
202341.740.718.016.05.8
202463.444.120.016.45.7
202579.746.322.016.45.6

Claim types Fact

BCB open-data service MPV_DadosAbertos, resource MeiosdePagamentosTrimestralDA (quarterly, from 2019 Q1), quantities in thousands per BCB's documentation, summed to calendar years by progrss and shown in billions. Annual totals (thousand transactions) 2019-2025: Pix 0 / 176,206.65 / 9,433,524.29 / 24,033,238.98 / 41,675,590.01 / 63,416,433.44 / 79,648,023.58; credit card 9,603,237.21 / 9,355,163.63 / 12,468,426.45 / 16,132,414.43 / 18,024,061.51 / 20,011,382.17 / 22,016,038.50; debit card 10,847,766.33 / 11,457,921.75 / 13,521,967.12 / 15,315,063.67 / 16,018,379.99 / 16,415,412.16 / 16,392,506.68; prepaid card 304,260.46 / 835,941.40 / 2,584,169.07 / 4,907,860.39 / 6,662,214.37 / 7,692,507.82 / 7,879,899.31; boleto 4,442,907.45 / 5,222,037.00 / 5,666,823.47 / 5,913,528.05 / 5,787,186.40 / 5,725,957.69 / 5,595,313.48. 'All cards' = credit + debit + prepaid (progrss sum). Pix launched on 16 Nov 2020, so 2020 covers about six weeks. BCB counts Pix transactions settled inside and outside the SPI, including payment orders and refunds, and person-to-person transfers as well as purchases; card counts are card transactions. Pix values settled outside the SPI may be revised. Boleto field: quantidadeBoleto (BCB's field description mistakenly repeats the cheque wording). First half of 2026: Pix 44.0 bn vs all cards 23.5 bn. Ratios are progrss calculations. Official statistics published by the central bank, which also operates Pix.

Published 4 Nov 2026

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